Pre-Insolvency, Restructuring, Corporate Structuring & Asset Protection

Director Penalty Notice Defence

A Director Penalty Notice means the ATO is seeking to hold you personally liable for your company's unpaid PAYG withholding, GST, or superannuation guarantee charge. The timeframes are short and the consequences of inaction are severe — including personal bankruptcy.

We act immediately: assessing whether the DPN is lockdown or non-lockdown, identifying your 21-day window where it exists, and advising on the full range of responses available to you.

ATO Debt Negotiation

Accumulated tax debt is not automatically a death sentence for your business. The ATO has formal and informal mechanisms for managing debt — including payment plans, interest remission, and in the right circumstances, debt compromise.

We engage the ATO directly on your behalf, presenting a structured case that demonstrates viability, good faith, and a credible path to resolution.

Pre-Insolvency Planning

There is often a window before formal processes become inevitable where legitimate, proactive steps can dramatically change the outcome. We identify that window, map your options, and help you move before it closes.

Corporate Structuring

Most directors inherit a corporate structure that wasn't designed for the way their business actually operates today. Mismatched entities, sole-trader holdings carrying business risk, trusts without proper deed mechanics, no separation between operating and non-operating assets — these are the cracks that creditor pressure walks straight through.

We design and rebuild corporate structures that fit the business as it is now and as it's intended to grow — discretionary trusts, corporate trustees, holding-and-operating splits, and properly separated personal and business holdings. Defensible by design. Compliant by construction. Built to do real commercial work, not paper-thin shells.

Small Business Restructuring Advice

Australia's Small Business Restructuring process allows eligible companies to restructure debts while remaining under director control — a powerful alternative to voluntary administration. We advise on eligibility, the restructuring plan, and creditor engagement.

Domestic & Offshore Asset Protection

Asset protection is the foundation of every effective pre-insolvency strategy. Whether the pressure is coming from the ATO, a personal guarantee called by a bank, a trade creditor seeking judgment, or a litigant pursuing recovery — what isn't structured before the storm arrives is exposed when it does.

We advise on domestic structures including discretionary trusts, corporate trustees, and properly separated personal and business holdings — and where appropriate, offshore arrangements in compliant jurisdictions. The work is done early, documented thoroughly, and built to withstand scrutiny. We do not engineer schemes designed to defeat creditors after the fact. We build defensible structure while the window is open, so that when ATO debt, DPN exposure, or private creditor action arrives, your personal position is already protected.